Terms and Conditions


Please Read the Following Terms and Conditions Carefully – By using the pages in this site, you agree to these terms and conditions. If you do not agree, you should not use this site. These terms and conditions may be changed or updated from time to time. Unless otherwise indicated, all information contained in this web site is copyright © Two Mile Bay Pty Ltd.  All rights reserved. Apart from any use permitted under the Copyright Act 1968, you must not copy, frame, modify, transmit or distribute the material at this site without the consent of the copyright owner.


You may save a local copy or print a copy of material at this site for your own personal non-commercial use, provided the copyright notice on the material is not removed. However, you may not make any charge for such use and any commercial use is expressly prohibited. This means, for example, that you must not post material from this site to a local intranet site, or distribute the material for your own commercial purpose, without the copyright owner’s permission.


You are welcome to link to this site, provided that in doing so you do not use any trademarks, logos or other elements of our visual identity without express written permission from an authorised officer of the company.


The Two Mile Bay Pty Ltd logo, trademark and other elements of our visual identity must not be used by unauthorised persons, reproduced on other websites or in any other format or publication. You must not link to this site from a site or in a manner which disparages the reputation of Two Mile Bay Pty Ltd, its related bodies, shareholders, joint venture partners, corporate stakeholders, suppliers or advertisers.


For permission to use text, information or images from this website in a manner other than that stated above, please contact Two Mile Bay Pty Ltd. If you have any questions about this web site, or if you find any errors, please notify us.


Restrictions and Limitations of Liability Two Mile Bay Pty Ltd does not warrant the accuracy, adequacy, reliability or completeness of the information and materials in this website and expressly disclaims liability for errors or omissions in such information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.


Two Mile Bay Pty Ltd does not make any representation, warranty or endorsement of any of the products, services or information provided in this website. This disclaimer shall take effect to the fullest extent permitted by law.


Disclaimer: The material in this site could include technical inaccuracies or typographical errors, Two Mile Bay Pty Ltd may make changes or improvements at any time. Information on the Two Mile Bay Pty Ltd website, or those of any of its related, affiliated, or subsidiary units, is provided with the understanding that Two Mile Bay Pty Ltd is not rendering professional advice or recommendations. You should not rely on any information on these pages to replace consultations with qualified professionals to meet your individual needs.


General Advice Statement


The information contained herein is of a general nature only and may not be relevant to your individual circumstances. While reasonable care has been exercised, neither Two Mile Bay Pty Ltd nor its employees, Authorised Representatives or agents shall be liable for any loss or damage suffered. It is recommended that you not make any changes without first obtaining professional advice from your Two Mile Bay Adviser . Your should obtain a Product Disclosure Statement (PDS) before you make any decision to acquire a product. Two Mile Bay Pty Ltd is a Authorised Representative of Millennium3 Financial Services Pty Ltd. Australian Financial Services Licensee—Licence Number 244252. For Financial Services Products only. The views and opinions expressed within this website are those of the author and do not necessarily reflect those of Millennium3 Financial Services Pty Ltd. For Australian Residents Only.