Financial Planning

A financial planner or personal financial planner is a practicing professional who prepares financial plans for people covering various aspects of personal finance which include: cash flow management, education planning, retirement planning, investment planning, risk management and insurance planning, estate planning and business succession planning (for business owners).

The work undertaken by this professional is commonly known as personal financial planning. In carrying out the planning function, the financial planner is guided by the financial planning process to create a financial plan; a detailed strategy and product advice tailored to a client's specific situation, for meeting a client's specific goals. The financial planner considers all questions, information and advice as it impacts and is impacted by the entire financial and life situation of the client.

Two Mile Bay currently specialises in certain areas of financial advice including:

Insurance Planning
Risk Management
Superannuation Consolidation and
Management of Superannuation assets
Managed Funds
Retirement Planning
Cash Flow Management

We therefore do not provide advice for the following:

Investments
Direct Equities
Education Planning
Centrelink Advice
Tax Planning
Estate Planning
SMSF investments
Mortgages